ADM Credit was organized in 1941 by the employees of Archer Daniels Midland Co to meet the financial needs of employees of the company. The credit union is member owned and is operated by a Board of Directors elected by the membership. Our membership is restricted to ADM employees, their immediate family, domiciled in the same home. While we provide a service to ADM employees, we are not a part of the ADM organization and do not come under their operational policies. We have grown, over the years to become a very safe and solvent credit union. We are not a bank and do not share the same philosophy as a bank. All deposits are insured by NCUA, which is backed by the US Government.